How Much Does Malta Permanent Residence Actually Cost?

MPRP is a permanent Schengen base for non-EU families: not a passport and not a tax product. Here is the real cash stack: contribution, fees, property and which asset route you need.

Summary MPRP buys permanent residence for qualifying non EU families, Schengen mobility and a Malta base, not citizenship and not a 15% tax deal. The cash you must plan for is not one number: contribution + admin fees + property (buy or rent) + donation , then dependants. Most files stall on assets and source of funds , not on the brochure contribution figure. Start with the decision, not the brochure If the brief is “we need a durable EU residence card for the family,” MPRP is usually the right product family. If the brief is “we want 15% on remitted foreign income,” that is GRP , a different programme with different property floors and an annual tax. Mixing the two is how clients buy permanence when they meant tax status, or the reverse. The cash stack you should model Indicative programme figures (Zet Finance MPRP factsheet; subject to agency updates): What you pay / commit Amount Why it matters Government contribution €37,000 Same for buy or rent Administrative fee €60,000 €15k on filing, €45k on approval in principle Charity donation €2,000 Registered Maltese NGO Property, buy from €375,000 Hold 5 years Property, rent from €14,000 /year Hold 5 years Adult dependant €7,500 each Parents/grandparents typically Add legal, agent, due diligence and moving costs on top. The “headline contribution” alone is never the all in budget. Route A vs Route B, where files actually break Total assets to show Of which financial Route A €500,000 at least €150,000 Route B €650,000 at least €75,000 These are demonstrated ownership thresholds, not a wire to government. Banks and the agency will ask where the money came from. Clean evidence beats a larger but opaque balance sheet. Who it is for Non EU / non EEA / non Swiss main applicant. Stable resources for the family unit. Clean background; application only through a licensed agent . Health cover in Malta (+ Schengen travel…